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First-time buyer guide

38 pages to buy your first property with confidence — from capacity calculation to handing over the keys.

Buying your first home shouldn't be a leap into the unknown. This guide is designed to give you the same analytical rigour as an experienced buyer.

What you'll find inside

  • The real calculation of your capacity (beyond the bank's number)
  • HBP, FHSA, tax credits — the optimal combination by profile
  • All hidden costs detailed (taxes, adjustments, funds)
  • How to read an inspection report like a pro
  • Negotiation strategy for first-time buyers
  • Prepare for the 1stre year in your home (budget, warranty, maintenance)

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